Meet the lender who's seen it all
21 years in the mortgage business, qualifying borrowers the other lenders say no to. If your income is real, we can use it.
Meet Your Loan Officer
Who's handling your home loan?
One seasoned loan officer with 21 years in the business, backed by over 100 approved investors. That's the experience on your side.
Senior Loan Officer
Jim Kopp
21 years qualifying borrowers other lenders turn away. From W-2 wages to self-employed bank statements, he finds a path to closing.
Loan Processor
Lisa Pace
Keeps every file moving from application to closing. Handles the paperwork and lender requirements so you get a clear answer fast.
Our network
Over 100 investors working to get you approved
Pacific Integrated Financial works with Omni Fund Inc, giving you access to a wide network of lenders that most local brokers simply can't match.
Wide lender access
We're approved with well over 100 different investors, so your loan gets matched to the right one for your situation.
More approval paths
Wages, self-employed tax returns, bank statements, assets, 1099s, or investment property income. If your income is real, we can use it.
Competitive pricing
Shopping your file across our investor network means better rates and terms than a single lender can offer you.
Non-QM expertise
Self-employed and unconventional borrowers get real options, not a quick no. We know which investor will take your file.
One point of contact
You work with one loan officer who knows your file, while our network of investors does the heavy lifting behind the scenes.
PROVEN RESULTS
Borrowers who got approved through Pacific Integrated Financial
Self-employed, freelancers, real estate investors, and first-time buyers all got yeses most lenders couldn't deliver. Bank statements, 1099s, P&Ls, or asset-based qualification work when you know how to use them. We do. Call +19498708394.
21 years of experience. One free consultation.
Stop wondering if you qualify. Let's review your numbers together and map the fastest path to closing. No pressure, just straight talk.